Account holders of an individual account may not include another person to an existing account, if the result of adding that individual would serve to change account ownership. In addition, an individual account holder can generally add additional users to the account and assign specific access rights. However, adding a user does not change the legal ownership of the account. The additional user is not considered an account holder or co-owner, unless a separate joint account structure is opened where applicable. To add an additional user, please log in to Client Portal and go to Settings > Account Settings > Users & Access Rights. From there, select the option to add or manage users, enter the user’s details and assign the relevant permissions. Please note that adding a user grants access rights only and does not change the legal ownership of the account.
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